Personal Loans & Lines of Credit

For everything from consolidating debt to preparing for life’s big moments, zavtrabank can help you achieve your goals.

Home Lending

  • Take a look at our promotional offers (*choose a country)
  • Find a Home Lending Officer(Where are you located?)
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Meet Home Captain

We can connect you with Home Captain, an empowering resource that can match you with top real estate agents working in your area. Looking for a new home? Search MLS listings and save your favorites. Refinancing your current home? Check market values and get an idea of what your home’s value may be.


Your Home Is Our Priority

Ready to apply? Have some questions? Not sure where to start? Wherever you’re at, we’re here to help


Buy a Home

  1. Ready to apply? We’ll guide you through the mortgage application process to get you into your new home.
Start your application

2. Looking for pre-approval

Getting pre-approved tells realtors and sellers that you’re serious about buying.

Get Started


What are the benefits?

Our Pre-approval comes with a firm commitment to lend. This means you will:

  • Save time:You’ll know your price range before you start looking, so you can zero in on your dream home even faster.
  • Have more financial control: With a written pre-approval you’ll know exactly what you can afford.
  • Have more buying leverage:Your purchase offer is backed by Zavtrabank commitment – something real estate agents and sellers may notice and appreciate. This could give you and your offer an edge over other buyers.

3. What can you afford?

Crunch the numbers to see what your monthly payment could look like or how much you may be able to borrow.

  • Monthly mortgage payment calculator

See what your monthly mortgage payments would look like based on your loan amount, interest rate and loan term.

Go to monthly mortgage payment calculator

  • Home affordability calculator

Get a sense of how much home you can afford based on your income, monthly expenses, interest rate, term and down payment.

Go to home affordability calculator

  • Loan amount calculator

Calculate how much you can afford to borrow based on what you’re comfortable paying each month.

Go to loan amount calculator

  • Additional payment calculator

Find out how much you could save over the life of your loan by making extra mortgage payments.

Go to additional payment calculator

  • Small Business Lending

( Simple, Smart Solutions for Your Business)

All the lending products you need, when you need them

  • Business Installment Loan

Financing for buying equipment, expanding operations, and other specific long-term needs.

  • Business Lines of Credit

Funds you can draw from as needed to manage your short-term, recurring or unexpected cash flow needs.

  • Healthcare Practice Finance

Acquire, refinance or expand a Medical, Dental, or Veterinary practice.

  • Commercial Mortgages

A secured loan for buying, refinancing or renovating your business space with fixed or variable rates.


How to Apply

  • Prepare your documents

Get the documents you need before you visit the branch

What to bring: FILE

  • Visit a branch/Talk to a manager

Complete an application after speaking with a specialist at your local Zavtrabank branch

Find a location